Available for opportunities

Hi, I'm Kripa Jha

Seasoned Software Engineer with 8+ years of experience designing and scaling distributed systems and fintech products. Expert in system architecture, data engineering, and driving significant business impact at scale.

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// career journey

Work Experience

Building scalable systems at leading fintech companies

Mar 2024 - Present

Kotak811, Kotak Mahindra Bank

Assistant Vice President, Lead Backend Engineer

Architected cloud-native onboarding and KYC platforms scaling to 1M+ face verifications/month
Developed SDK increasing card applications to 200+/day, reducing partner integration time by 30%
Built event-driven fraud detection cutting brand complaints by 60%
Mentoring team of 5+ engineers, establishing code review standards

Jul 2022 - Dec 2023

PhonePe India Pvt Ltd

Software Engineer, Backend

Scaled logistics supporting 20k+ agent onboardings and 25k device deployments daily
Built Kafka processors handling 50M+ events
Led incident response and disaster recovery for MQTT protocol
Designed Spark ETL improving system reliability

Jun 2021 - Jul 2022

PayPal Inc

Software Engineer 2, Fullstack

Developed microservices for petabyte-scale risk/fraud analytics platform
Reduced turn-around time (TAT) by 60%
Optimized backend and frontend for high-throughput, low-latency solutions

Jan 2020 - Jun 2021

Freshworks Inc

Software Engineer, Fullstack

Automated testing achieving 95% code coverage
Reduced build times by 30%
Implemented Grafana monitoring, reducing support tickets by 80%

Jul 2018 - Sep 2019

HelloVerify India Pvt Ltd

Software Engineer, Frontend

Migrated dashboards to modern React/Redux stack
Optimized caching and state management
Built background verification system with government API integrations

// tech stack

Skills & Technologies

Tools and technologies I work with daily

Languages

Java 8/11/17 Python JavaScript Node.js SQL

Frameworks

Spring Boot Dropwizard Apache Spark React Angular

Data & Infrastructure

PostgreSQL MongoDB AWS Kafka Airflow Docker Kubernetes Prometheus

Architecture & Concepts

Distributed Systems Microservices Event-Driven CI/CD System Design

Leadership

Technical Mentoring Code Reviews Team Leadership Cross-team Execution

Domain Expertise

Fintech KYC/Onboarding Fraud Detection Risk Analytics Payments

// achievements

Business Impact

Measurable results from my engineering work

1M+

Face verifications processed monthly at Kotak811

50M+

Events processed via Kafka at PhonePe

60%

Reduction in TAT at PayPal's fraud platform

60%

Reduction in brand complaints via fraud detection

80%

Reduction in support tickets at Freshworks

25K

Daily device deployments at PhonePe